Khadija Quarles - Sr. Loan Officer and Home Renovation Loan Expert | RenoFi
Khadija Quarles
Sr. Loan Officer and Home Renovation Loan Expert
Email khadija@renofi.com
Phone 445-229-4172
Mortgage Loan Officer with over 15 years of experience helping homeowners achieve their financial and homeownership goals. I have been with RenoFi for more than four years and am committed to guiding clients through every stage of the process. Whether it’s using current or future equity to renovate your current home, building or purchasing a dream home, refinancing to secure more affordable payments, or accessing cash to meet your financial needs.
Based in Houston, TX
NMLS #1855730
Actual Renofi Projects
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Loan options for every scenario.
Loan options may vary depending on your location and available lender.
Renovations
Renovating an existing home or a home that you're looking to purchase.
Purchases
Purchasing a new home or land to build on.
ADUs
Adding an ADU to a property you own or planning to purchase.
New Builds
Building a new home from the ground up or demolishing an existing structure.
Recent RenoFi Reviews
Actual Renofi Projects
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RenoFi Renovation Loans
RenoFi Renovation Loans unlock the power of your home’s future value so you can:
Keep existing mortgage without refinancing.
Get lower rates based on the future value of your home.
Pay early without prepayment penalties.
Choose between fixed rate and variable rate home equity loan and HELOC options.
Perfect for ADU financing
Finance the addition of an Accessory Dwelling Unit with RenoFi and enjoy:
- Increased Property Value
- Flexible Living Spaces
ADUs offer flexible options for homeowners, whether they’re looking to:- Create a private space for family members (like elderly parents or young adults).
- House guests.
- Set up a home office or studio. This flexibility adapts well to changing family needs and lifestyle shifts.
Why a RenoFi Loan is the best loan for your renovation
| Renovation Loans |
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| Loan based on the after renovation value | |
| Borrow up to 90% after renovation value | |
| No refinancing options available | |
| Inspections and draws not required |
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RenoFi matches homeowners to the best financing product for their project.
Longest Terms, Lowest Rates
Terms up to 20 years. Rates are based on the after renovation value.
No Refinancing Required
Have a great rate locked in on your first mortgage? No problem!
Cash Up Front
Once approved, homeowners receive 100% of cash up front. No draws, no inspections.