Jon Hawes - Sr. Loan Officer and Home Renovation Loan Expert | RenoFi

Jon Hawes

Sr. Loan Officer and Home Renovation Loan Expert
Email: jon.hawes@renofi.com
Phone: 267-215-2150

Born and raised in the DMV, I began my career in mortgages after attending the University of Maryland and discovered a passion for helping people make the best choice when financing homeownership. When not working with clients, I spend time with my wife and 3 kids, our dog Bluey, and rooting for the DC sports teams (go Terps!).

Based in Clarksburg, MD
NMLS #1084599

Actual Renofi Projects

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Loan options for every scenario.

Loan options may vary depending on your location and available lender.

Renovations
Renovating an existing home or a home that you're looking to purchase.

Purchases
Purchasing a new home or land to build on.

ADUs
Adding an ADU to a property you own or planning to purchase.

New Builds
Building a new home from the ground up or demolishing an existing structure.

Recent RenoFi Reviews

Actual Renofi Projects

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RenoFi Renovation Loans

RenoFi Renovation Loans unlock the power of your home’s future value so you can:

Keep existing mortgage without refinancing.

Get lower rates based on the future value of your home.

Pay early without prepayment penalties.

Choose between fixed rate and variable rate home equity loan and HELOC options.

Perfect for ADU financing

Finance the addition of an Accessory Dwelling Unit with RenoFi and enjoy:

Increased Property Value
ADUs can significantly increase the value of a property by adding usable square footage and expanding living spaces.
Flexible Living Spaces
ADUs offer flexible options for homeowners, whether they’re looking to:
- Create a private space for family members (like elderly parents or young adults).
- House guests.
- Set up a home office or studio. This flexibility adapts well to changing family needs and lifestyle shifts.

Why a RenoFi Loan is the best loan for your renovation


	Renovation Loans
Loan based on the after renovation value
Borrow up to 90% after renovation value
No refinancing options available
Inspections and draws not required

Borrow more

RenoFi matches homeowners to the best financing product for their project.

Longest Terms, Lowest Rates

Terms up to 20 years. Rates are based on the after renovation value.

No Refinancing Required

Have a great rate locked in on your first mortgage? No problem!

Cash Up Front

Once approved, homeowners receive 100% of cash up front. No draws, no inspections.

Jon Hawes

Sr. Loan Officer and Home Renovation Loan Expert
NMLS #1084599
Phone 267-215-2150

Schedule a call using the button below.