Jacob Wermuth - Sr. Loan Officer and Home Renovation Loan Expert | RenoFi
Jacob Wermuth
Sr. Loan Officer and Home Renovation Loan Expert
Email jacob.wermuth@renofi.com
Phone 573-262-8679
Jacob Wermuth is a Loan Officer at RenoFi with more than a decade of experience in the mortgage industry. He specializes in home financing, as well as renovation and construction lending. Jacob is dedicated to helping clients bring their home renovation plans to life by tailoring financing solutions to their individual needs and goals. Outside of work, Jacob enjoys staying active, especially through exercise and golfing. He, his wife, and their daughter also love to travel and explore new places whenever they can.
Based in Columbia, MONMLS #1326109
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Loan options for every scenario.
Loan options may vary depending on your location and available lender.
Renovations
Renovating an existing home or a home that you're looking to purchase.
Purchases
Purchasing a new home or land to build on.
ADUs
Adding an ADU to a property you own or planning to purchase.
New Builds
Building a new home from the ground up or demolishing an existing structure.
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RenoFi Renovation Loans
RenoFi Renovation Loans unlock the power of your home’s future value so you can:
Keep existing mortgage without refinancing.
Get lower rates based on the future value of your home.
Pay early without prepayment penalties.
Choose between fixed rate and variable rate home equity loan and HELOC options.
Perfect for ADU financing
Finance the addition of an Accessory Dwelling Unit with RenoFi and enjoy:
- Increased Property Value
- Flexible Living Spaces
Why a RenoFi Loan is the best loan for your renovation
| Renovation Loans |
Standard Cashout Refi | Standard Home Equity Loan | Construction Loan | |
|---|---|---|---|---|
| Loan based on the after renovation value | ✅ | ❌ | ❌ | ✅ |
| Borrow up to 90% after renovation value | ✅ | ❌ | ❌ | ❌ |
| No refinancing options available | ✅ | ❌ | ✅ | ❌ |
| Inspections and draws not required | ✅ | ✅ | ❌ |
Borrow more
RenoFi matches homeowners to the best financing product for their project.
Longest Terms, Lowest Rates
Terms up to 20 years. Rates are based on the after renovation value.
No Refinancing Required
Have a great rate locked in on your first mortgage? No problem!
Cash Up Front
Once approved, homeowners receive 100% of cash up front. No draws, no inspections.